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Storm Damage Prevention

Storms can wreak havoc on any structure or building they comes across. Preparing for these potential disasters, especially if you live in an area prone to large storms, such as tornados and hurricanes, is essential. Long before a storm hits, it is vital to know the ins and outs of your insurance policy.

		Have your building appraised every five years and assessed for potential risks so that you and your insurance agency have the most up-to-date information.
		Make any suggested changes to help prevent damage to your property.

A generator that can run your heating or air conditioning in the event of a power outage is an advisable storm preparation investment. This will allow you to run equipment such as a dehumidifier, which can help prevent mold growth after flooding.  

When the storm is imminent, your preparations should include:

		Covering windows and glass doors with hurricane shutters or storm panels, or board them up with plywood and plastic sheeting.
		Knowing where your property’s central water and power shut-offs are located.
		Securing all outdoor items, such as patio furniture and lawn decorations, or bring them inside, since they can pose a hazard in high winds.
		Checking for any dead trees or susceptible limbs that can cause serious damage if they fall on your home or building.

After a storm, walk your property’s exterior and make note of damage, including fallen tree limbs, debris and downed power lines. You should check for missing or damaged roof shingles, gutters and siding. If possible, take photos of the damage. They may be helpful in filing insurance claims and identifying for professionals areas of your property, that need to be restored.

    

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